What to Know About the SR22 Insurance Requirement
What to Know About the SR22 Insurance Requirement
Blog Article
In case you were recently notified you need an SR22 filing, you might be feeling uncertain. While it may sound like a special type of insurance policy, an SR22 is actually a state-required form required by the state in certain circumstances. Let’s break down what SR22 insurance is, who needs it, how it works, and why finding the right company is essential.
What Is SR22 Insurance?
Despite the name, this document is not a standalone insurance policy. It’s a certificate that your auto insurance company files with the state to demonstrate that you have the state-required coverage by law. Imagine it as a guarantee from your insurer that you’re compliant while driving.
Do You Need an SR22?
You might be required to carry an SR22 if you’ve been involved in certain traffic-related offenses, such as:
• DUI or DWI convictions
• Careless driving
• Being uninsured while driving
• Excessive traffic offenses
• Loss of driving privileges
The SR22 requirement is often part of the reinstatement process for your copyright after such offenses.
How Long Do You Keep SR22?
The period you need to maintain SR22 coverage depends on state law, but in most cases, it’s required for several years. It’s crucial to keep the policy active during this time. If it expires, your insurer must notify the state, which could result in another license suspension.
How Much Does SR22 Insurance Cost?
The cost of filing an SR22 form is usually low—typically between $15 and $50. However, your auto insurance premiums may go up depending on your driving history and the reason for the SR22. Drivers with prior offenses often face higher rates, so it’s smart to compare quotes from several insurers.
Getting Started With SR22
Follow these steps to obtain SR22 insurance:
1. Get in touch with your insurance provider and inform them you need an SR22.
2. Modify or start your auto insurance policy to meet state legal requirements.
3. Your insurer will send the documentation with the state.
4. You’ll receive notice once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s wise to work with one that is experienced with the process.
Select the Best SR22 Insurance Source
Not all insurance companies specialize in SR22 filings, so it’s best to go with a provider that focuses on these cases. They’ll help you meet state requirements, maintain your coverage, and get affordable options even with a challenged driving history.
If you're looking for a reliable SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 W Commercial Blvd, Fort Lauderdale, FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 sr22 insurance Direct of Fort Lauderdale provides fast, affordable, and reliable SR22 filings for drivers who need to reinstate their license. Let their experienced team guide you every step of the way.